(1) This part 1 applies to any person engaged in servicing a student education loan
owed by an individual who is a resident of this state. For the purposes of this article 20, the residence of an individual is the address
given by the individual as the individual's residence to the creditor or to the student
loan servicer. Until an individual notifies the creditor or the student loan servicer of a new
or different address, the given address is presumed to be unchanged.
(2) Part 2 of this article 20 applies to private education lenders, creditors, and
collection agencies in connection with those student education loans that are not
made, insured, or guaranteed under federal law and that are used for postsecondary
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