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Colorado Revised Statutes Title 5. Consumer Credit Code § 5-18-108. Charges for certain disclosures

Current as of January 01, 2025 | Updated by Findlaw Staff

(1) A consumer reporting agency shall not impose a charge for:

(a) A request for a copy of the consumer's file made within sixty days after adverse action is taken; or

(b) Notifying any person designated by the consumer, pursuant to the applicable provisions of the federal “Fair Credit Reporting Act”, 15 U.S.C. sec. 1681i, as amended, of the deletion of information that is found to be inaccurate or that can no longer be verified; or

(c) A set of instructions for understanding the information presented on the consumer report and a toll free telephone number that consumers may utilize to obtain additional assistance concerning the consumer report; or

(d) The first copy of a consumer disclosure provided to a consumer each calendar year pursuant to section 5-18-106(2)(a).  1

(2) For all other disclosures to consumers of information pertaining to the consumer, the consumer reporting agency may impose a reasonable charge, not to exceed the retail price of a written report rendered in the normal course of business to the customers of the agency for each request for information.

1 So in original; see § 5-1-106(2)(a).
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Cite this article: FindLaw.com - Colorado Revised Statutes Title 5. Consumer Credit Code § 5-18-108. Charges for certain disclosures - last updated January 01, 2025 | https://codes.findlaw.com/co/title-5-consumer-credit-code/co-rev-st-sect-5-18-108/

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