(a) Extensions of credit to government or governmental agencies or instrumentalities;
(b) Except as otherwise provided in article 4 of this title, the sale of insurance
if there is no legal obligation to pay installments of the premium and the insurance
may terminate or be canceled after nonpayment of an installment of the premium;
(c) Transactions under public utility or common carrier tariffs if a subdivision or
agency of this state or of the United States regulates the charges for the services
involved, the charges for delayed payment, and any discount allowed for early payment;
(d)(I) With respect to contracts for purchase entered into by a pawnbroker, as the
terms are defined in section 29-11.9-101, the rates and charges, and the disclosure of rates and charges, if the rates and
charges do not exceed the fixed price permitted by section 29-11.9-101(2). The exclusion in this subsection (1)(d)(I) applies to pawnbrokers who are:
(B) Regulated, with respect to rates and charges, by a local governing authority pursuant
to section 29-11.9-102.
(II) The exclusion in subparagraph (I) of this paragraph (d) also applies to pawnbrokers
authorized to make supervised loans under section 5-2-301 with respect to contracts for purchase; except that the exclusion does not apply
to the disclosure of rates and charges of pawnbrokers authorized to make supervised
(e) The disclosure of rates and charges in connection with transactions in securities
and commodities accounts by a broker-dealer registered with the securities and exchange
(f) Loans made, originated, disbursed, serviced, or guaranteed by an agency, instrumentality,
or political subdivision of the state pursuant to article 3.1 of title 23, C.R.S.
FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature or via Westlaw before relying on it for your legal needs.
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