Commencing 120 days following January 1, 1974, no title insurer, underwritten title
company or controlled escrow company shall charge for any title policy or service
in connection with the business of title insurance, except in accordance with rate
filings which have become effective pursuant to Article 5.5 (commencing with Section 12401) of this chapter or as otherwise authorized by such article; provided, however,
where a rate is on file with the commissioner and in effect immediately prior to such
date, such rate shall continue in effect until a new rate filing is thereafter made
and becomes effective in the manner provided in Article 5.5 (commencing with Section 12401) of this chapter.
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