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California Code, Civil Code - CIV § 1812.630

Current as of January 01, 2025 | Updated by Findlaw Staff

(a)(1) Any advertisement of a rental-purchase agreement that states the amount of any payment shall clearly and conspicuously disclose all of the following in the same language used in the advertisement:

(A) That the agreement advertised is a rental-purchase agreement.

(B) That the property is used if that is the case.

(C) That ownership is not acquired until all of the payments necessary to acquire ownership have been made.

(D) The total amount and number of periodic payments necessary to acquire ownership.

(2) If more than one item is advertised in one print advertisement, the lessor may comply with paragraph (1) by clearly and conspicuously including in the advertisement a table or schedule sufficient in detail to permit determination of the total amount and number of periodic payments necessary to acquire ownership of the items advertised having the highest and lowest total amount of periodic payments necessary to acquire ownership.

(b) A lessor who advertises “no credit check” or otherwise states or implies that no inquiry will be made of a consumer's credit history or creditworthiness shall not (1) make any inquiry or request a consumer to complete any document concerning the consumer's assets or credit history, (2) obtain a consumer credit report as defined in subdivision (c) of Section 1785.3, or (3) obtain an investigative consumer report as defined in subdivision (c) of Section 1786.2.

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Cite this article: FindLaw.com - California Code, Civil Code - CIV § 1812.630 - last updated January 01, 2025 | https://codes.findlaw.com/ca/civil-code/civ-sect-1812-630/

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