Arizona Revised Statutes Title 20. Insurance § 20-270. Residential property insurance; prohibited acts

A. An insurer shall not charge more premium for residential property insurance coverage on a property with a single below deductible claim, not exceeding five hundred dollars in the previous three years, than it would charge for like coverage on the same property if the property had no below deductible claims. For the purposes of this subsection, “below deductible claim” means a claim for indemnification for a loss under a residential property insurance policy that provided coverage for the loss that was closed without any payment because the amount of the loss was less than the amount of the deductible provided by the policy.

B. For the purposes of this section, residential property insurance has the same meaning as the insurance covered under § 20-1651.