Arizona Revised Statutes Title 20. Insurance § 20-1057.09. Health care services organizations;  varying copayments and deductibles allowed

A. Except as provided in §§ 20-1379 and 20-2304, a health care services organization may offer one or more health care plans that contain a choice of deductibles, coinsurance, copayments, out-of-pocket and any other cost sharing levels.  Plans offered under this section shall clearly disclose in marketing materials, certificates of coverage and contracts the insured's financial responsibilities.  A health care services organization that offers such a health care plan shall continue to provide any mandated health coverage that is required by this state or by federal law.

B. This section does not prohibit a health benefits plan that is intended to qualify as a high deductible health plan as defined by 26 United States Code § 223(c)(2) from requiring the application of deductibles, copayments or coinsurance to benefits provided under the health benefits plan.