Arizona Revised Statutes Title 12. Courts and Civil Proceedings § 12-555. Uninsured and underinsured motorist coverage; claims; time limits

A. An insurer is not liable for uninsured motorist coverage benefits unless the person making the claim gives written notice to the insurer of the person's intent to pursue the claim against the uninsured motorist portion of a motor vehicle policy within three years after the date of the accident that caused the bodily injury, except that a person may make an uninsured motorist claim within three years after the earliest of the following:

B. An insurer is not liable for underinsured motorist coverage benefits unless the person making the claim gives written notice to the insurer of the person's intent to pursue the claim against the underinsured motorist portion of a motor vehicle policy within three years after the date of the accident that caused the bodily injury and the person has made a claim with the tortfeasor's insurer or filed an action against the tortfeasor within the time limits prescribed by § 12-542 or within the corresponding limitation period provided under the law of the location where the accident occurred. Notwithstanding this subsection, a person may make an underinsured motorist claim within three years after the date the person knows or should have known that the tortfeasor has insufficient liability insurance to cover the person's injuries.

C. If settlement of an uninsured or underinsured motorist claim is not reached:

D. An insurer shall bring an action for subrogation and reimbursement pursuant to § 20-259.01 within two years after the date the insurer first makes payment to the insured under the uninsured motorist coverage.