Arkansas Code Title 23. Public Utilities and Regulated Industries § 23-66-215. Penalty for late payment of claims by health carriers

(2)(A) “Health carrier” means a health maintenance organization, hospital medical service corporation, or a disability insurance company.

(B) “Health carrier” includes a self-insured governmental or church plan and third-party administrators that administer or adjust disability benefits for a disability insurer, hospital medical service corporation, health maintenance organization, self-insured governmental plan, or self-insured church plan.

(C) “Health carrier” does not include:

(3)(A) “Health insurance contract” means a disability insurance policy, a hospital medical service corporation contract, a health maintenance organization contract, or a plan document issued or provided by a health carrier.

(B) “Health insurance contract” does not include a disability income insurance policy, a long-term care contract, a hospital indemnity contract, an accident-only contract, or any other form of disability insurance policy that provides a benefit as a result of a sickness or accident that does not directly cover expenses related to healthcare treatment.