An individual debtor may, whether or not the debtor has waived the right to redeem
under this section, redeem tangible personal property intended primarily for personal,
family, or household use, from a lien securing a dischargeable consumer debt, if such
property is exempted under section 522 of this title or has been abandoned under section 554 of this title, by paying the holder of such lien the amount of the allowed secured
claim of such holder that is secured by such lien in full at the time of redemption.
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