(a) A person may not obtain, possess, transfer, or use personal identifying information of another person without the other person's consent and with intent to obtain a good, a service, insurance, an extension of credit, or any other thing of value in the other person's name.
(b) It is a defense to an action brought under this section that an act by a person:
(1) is covered by the Fair Credit Reporting Act ( 15 U.S.C. Section 1681 et seq. ); and
(2) is in compliance with that Act and regulations adopted under that Act.
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