New Jersey Statutes Title 17. Corporations and Institutions for Finance and Insurance 17 § 36-5.31

a. A homeowners insurance policy does not cover property damaged by a flood;

b. That flood insurance may be available through the National Flood Insurance Program in participating communities; and

c. That the National Flood Insurance Program coverage contains separate content and structure coverage and that a policyholder should consult with the National Flood Insurance Program or his insurer or insurance producer as to whether the coverage selected is appropriate to the policyholder’s needs.