North Dakota Century Code Title 13. Debtor and Creditor Relationship § 13-09-03. Exclusions

1. The United States or any department, agency, or instrumentality thereof;

2. The United States post office;

3. The state or any political subdivisions thereof;

4. Banks, bank holding companies, credit unions, building and loan associations, savings and loan associations, or savings banks or mutual banks organized under the laws of any state or the United States, but this exemption does not extend to any other person acting on behalf of any such excluded entity;

5. The provision of electronic transfer of government benefits for any federal, state, or county governmental agency as defined in federal reserve board regulation E, by a contractor for and on behalf of the United States or any department, agency, or instrumentality thereof, or any state or any political subdivisions thereof;  and

6. Authorized delegates of a licensee, acting within the scope of authority conferred by a written contract as described in section 13-09-15.