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North Carolina General Statutes Chapter 25A. Retail Installment Sales Act

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  • NC GEN ST § 25A-1. Scope of act
  • NC GEN ST § 25A-2. “Consumer credit sale” defined
  • NC GEN ST § 25A-3. “Payable in installments” defined
  • NC GEN ST § 25A-4. “Goods” defined
  • NC GEN ST § 25A-5. “Services” defined
  • NC GEN ST § 25A-6. “Seller” defined
  • NC GEN ST § 25A-7. “Cash price” defined
  • NC GEN ST § 25A-8. “Finance charge” defined
  • NC GEN ST § 25A-9. “Amount financed” defined
  • NC GEN ST § 25A-10. “Official fees” defined
  • NC GEN ST § 25A-11. “Revolving charge account contract” defined
  • NC GEN ST § 25A-12. “Consumer credit installment sale contract” defined
  • NC GEN ST § 25A-13. “Consumer Credit Protection Act” defined
  • NC GEN ST § 25A-14. Finance charge rates and service charge for revolving charge account contracts
  • NC GEN ST § 25A-15. Finance charge rates for consumer credit installment sale contracts
  • NC GEN ST § 25A-16. Transfer of equity
  • NC GEN ST § 25A-17. Additional charges for insurance
  • NC GEN ST § 25A-18. Confession of judgment
  • NC GEN ST § 25A-19. Acceleration
  • NC GEN ST § 25A-20. Disclaimer of warranty
  • NC GEN ST § 25A-21. Attorneys' fees
  • NC GEN ST § 25A-22. Receipts for payments; return of title documents upon full payment
  • NC GEN ST § 25A-23. Collateral taken by the seller
  • NC GEN ST § 25A-24. Identification of instruments of indebtedness
  • NC GEN ST § 25A-25. Preservation of consumers' claims and defenses
  • NC GEN ST § 25A-26. Substitution of collateral
  • NC GEN ST § 25A-27. Application of payments
  • NC GEN ST § 25A-28. Form of consumer credit installment sale contract
  • NC GEN ST § 25A-29. Default charges
  • NC GEN ST § 25A-30. Deferral charges
  • NC GEN ST § 25A-31. Consolidation and refinancing
  • NC GEN ST § 25A-32. Rebates on prepayment
  • NC GEN ST § 25A-32.1. Unearned finance charge credits on prepayment of loans secured by real property and mobile home loans
  • NC GEN ST § 25A-33. Terms of payments
  • NC GEN ST § 25A-34. Balloon payments
  • NC GEN ST § 25A-35. Statement of account
  • NC GEN ST § 25A-36. Certificates of insurance and rebates
  • NC GEN ST § 25A-37. Referral sales
  • NC GEN ST § 25A-38. “Home-solicitation sale” defined
  • NC GEN ST § 25A-39. Buyer's right to cancel
  • NC GEN ST § 25A-40. Form of agreement or offer; statement of buyer's rights
  • NC GEN ST § 25A-41. Restoration of down payment; retention of goods
  • NC GEN ST § 25A-42. Duties as to care and return of goods; no compensation for services prior to cancellation
  • NC GEN ST § 25A-43. Unconscionability
  • NC GEN ST § 25A-44. Remedies and penalties
  • NC GEN ST § 25A-45. Conflict with Consumer Credit Protection Act

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