Maryland Code, Insurance § 15-1A-05
Current as of December 31, 2021 | Updated by FindLaw Staff
Welcome to FindLaw's Cases & Codes, a free source of state and federal court opinions, state laws, and the United States Code. For more information about the legal concepts addressed by these cases and statutes, visit FindLaw's Learn About the Law.
(a) This section applies to all grandfathered plans except grandfathered plans that are individual plans and to every health benefit plan that is not a grandfathered plan.
(b) A carrier may not:
(1) exclude or limit benefits because a health condition was present before the effective date of coverage; or
(2) deny coverage because a health condition was present before or on the date of denial.
(c) The prohibition in subsection (b) of this section applies whether or not:
(1) any medical advice, diagnosis, care, or treatment was recommended or received for the condition; or
(2) the health condition was identified as a result of:
(i) a pre-enrollment questionnaire or physical examination given to an individual; or
(ii) a review of records relating to the pre-enrollment period.
Cite this article: FindLaw.com - Maryland Code, Insurance § 15-1A-05 - last updated December 31, 2021 | https://codes.findlaw.com/md/insurance/md-code-insurance-sect-15-1a-05.html
FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature or via Westlaw before relying on it for your legal needs.
Was this helpful?