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Maryland Code, Courts and Judicial Proceedings § 5-121

Current as of December 31, 2021 | Updated by FindLaw Staff

(a)(1) In this section the following words have the meaning indicated.

(2) “Homeowner” means:

(i) A record owner of residential property that is owner-occupied at the time the alleged violation of § 13-301 of the Commercial Law Article or other State law occurred;  or

(ii) An individual who occupies residential property under a use and possession order issued under Title 8, Subtitle 2 of the Family Law Article.

(3) “Mortgage servicer” has the meaning stated in § 11-501 of the Financial Institutions Article.

(4) “Residential property” has the meaning stated in § 7-105.1 of the Real Property Article.

(5) “Unfair, abusive, or deceptive trade practice” has the meaning stated in § 13-301 of the Commercial Law Article.

(b) This section applies only to claims relating to residential property.

(c) An action filed by a homeowner against a mortgage servicer for damages arising out of an unfair, abusive, or deceptive trade practice shall be filed within the earlier of:

(1) 5 years after a foreclosure sale of the residential property;  or

(2) If the mortgage servicer discloses its unfair, abusive, or deceptive trade practice to the homeowner, 3 years after the disclosure to the homeowner.

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Cite this article: FindLaw.com - Maryland Code, Courts and Judicial Proceedings § 5-121 - last updated December 31, 2021 | https://codes.findlaw.com/md/courts-and-judicial-proceedings/md-code-cts-and-jud-pro-sect-5-121.html

Read this complete Maryland Code, Courts and Judicial Proceedings § 5-121 on Westlaw

FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature or via Westlaw before relying on it for your legal needs.

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