Kentucky Revised Statutes Title XXIX. Commerce and Trade § 365.205.Definitions; printing requirements for personal checks

(a) “Check” means any check, draft, or similar order for the withdrawal or payment of money, but such term does not include any counter check or similar draft or order, nor does it include any check, draft or order provided upon the opening of any account for use by the customer until printed checks for such account have been prepared;

(b) “Federal or state financial institution” means any financial institution and any bank, savings and loan association, or credit union organized under the laws of the United States and operated in this state;

(c) “Personal checking account” means any demand or similar deposit account that is opened or established in the name of one (1) or more natural persons with a federal or state financial institution subsequent to July 15, 1986, and from which signatories on the account can withdraw or order the payment of funds by using a check.