North Carolina General Statutes Chapter 25A. Retail Installment Sales Act

This is FindLaw's hosted version of North Carolina General Statutes Chapter 25A. Retail Installment Sales Act. Use this page to navigate to all sections within Chapter 25A. Retail Installment Sales Act. Expand sections by using the arrow icons.

  • NC GEN ST § 25A-1. Scope of act
  • NC GEN ST § 25A-2. “Consumer credit sale” defined
  • NC GEN ST § 25A-3. “Payable in installments” defined
  • NC GEN ST § 25A-4. “Goods” defined
  • NC GEN ST § 25A-5. “Services” defined
  • NC GEN ST § 25A-6. “Seller” defined
  • NC GEN ST § 25A-7. “Cash price” defined
  • NC GEN ST § 25A-8. “Finance charge” defined
  • NC GEN ST § 25A-9. “Amount financed” defined
  • NC GEN ST § 25A-10. “Official fees” defined
  • NC GEN ST § 25A-11. “Revolving charge account contract” defined
  • NC GEN ST § 25A-12. “Consumer credit installment sale contract” defined
  • NC GEN ST § 25A-13. “Consumer Credit Protection Act” defined
  • NC GEN ST § 25A-14. Finance charge rates and service charge for revolving charge account contracts
  • NC GEN ST § 25A-15. Finance charge rates for consumer credit installment sale contracts
  • NC GEN ST § 25A-16. Transfer of equity
  • NC GEN ST § 25A-17. Additional charges for insurance
  • NC GEN ST § 25A-18. Confession of judgment
  • NC GEN ST § 25A-19. Acceleration
  • NC GEN ST § 25A-20. Disclaimer of warranty
  • NC GEN ST § 25A-21. Attorneys' fees
  • NC GEN ST § 25A-22. Receipts for payments;  return of title documents upon full payment
  • NC GEN ST § 25A-23. Collateral taken by the seller
  • NC GEN ST § 25A-24. Identification of instruments of indebtedness
  • NC GEN ST § 25A-25. Preservation of consumers' claims and defenses
  • NC GEN ST § 25A-26. Substitution of collateral
  • NC GEN ST § 25A-27. Application of payments
  • NC GEN ST § 25A-28. Form of consumer credit installment sale contract
  • NC GEN ST § 25A-29. Default charges
  • NC GEN ST § 25A-30. Deferral charges
  • NC GEN ST § 25A-31. Consolidation and refinancing
  • NC GEN ST § 25A-32. Rebates on prepayment
  • NC GEN ST § 25A-32.1. Unearned finance charge credits on prepayment of loans secured by real property and mobile home loans
  • NC GEN ST § 25A-33. Terms of payments
  • NC GEN ST § 25A-34. Balloon payments
  • NC GEN ST § 25A-35. Statement of account
  • NC GEN ST § 25A-36. Certificates of insurance and rebates
  • NC GEN ST § 25A-37. Referral sales
  • NC GEN ST § 25A-38. “Home-solicitation sale” defined
  • NC GEN ST § 25A-39. Buyer's right to cancel
  • NC GEN ST § 25A-40. Form of agreement or offer;  statement of buyer's rights
  • NC GEN ST § 25A-41. Restoration of down payment;  retention of goods
  • NC GEN ST § 25A-42. Duties as to care and return of goods;  no compensation for services prior to cancellation
  • NC GEN ST § 25A-43. Unconscionability
  • NC GEN ST § 25A-44. Remedies and penalties
  • NC GEN ST § 25A-45. Conflict with Consumer Credit Protection Act

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